We are ready to support your business to provide the best experience with online payment support quickly, easily and securely.
What is Bayarind Payment Gateway?
Bayarind Payment Gateway is a financial electronic service that allows merchants to process payment transactions using various payment methods such as cards, electronic money, e-wallets, and more. In other words, Bayarind Payment Gateway is a service activity that acts as a bridge between merchants, consumers, and the selected or owned payment instruments by the consumers.
What are the benefits of Bayarind Payment Gateway?
Bayarind Payment Gateway allows you to accept online payments with minimal development effort, easy registration, and a quick onboarding process. You can start accepting payments securely and smoothly within your iOS, Android, or Windows application in a matter of minutes with a 100% online onboarding process. Bayarind is not just a payment gateway but an integrated payment ecosystem with various other products such as Bayarind Point Of Sales (Pasarind) and Bayarind E-Wallet, which can help you manage payments more effectively.
What are the payment methods provide by Bayarind Payment Gateway?
Another reason why Bayarind Payment Gateway is the best payment gateway in Indonesia, because we provide maximum payment mode options to your customers, thereby increasing your success rate and providing them with a smooth checkout experience. The various payment modes supported by the Bayarind Payment Gateway are:
Credit/Debit Cards: Visa, MasterCard, JCB, American Express, BCA Card
Banks such as BCA, MANDIRI, BNI, BRI, Maybank, Danamon, Permata, BSI, Artha Graha, CIMB
E-Money such as Link Aja, Ovo, Dana, Shopee Pay, QRIS
Online Installment such as Kredivo, Indodana, HomeCredit
Bank Networks such as ATM Bersama, Alto, Prima
E-Wallet like Bayarind
How does Payment Gateway work?
Your customer pays by entering card details
Bayarind Payment Gateway securely sends card data to the Acquiring Bank
The Acquiring Bank then sends the details to the Issuing Bank for approval
The Acquiring Bank conducts fraud checks and sends an approval or rejection message to the Issuing Bank
The Acquiring Bank then sends an approval or rejection message to the Bayarind Payment Gateway, the sends the message to the Merchant
If the payment is approved, the Acquiring Bank collects the payment amount from the Issuing Bank and deposits the funds in the Merchant's account.
The funds are then transferred to the merchant's bank account from the payment solution provider. This is also known as settlement
What are the advantages of Bayarind Payment Gateway?
Bayarind provides opportunities for your business to grow with innovations in the form of superior features such as Real Time Report, Automatic payment verification, and complete daily reconciliation
Does Bayarind Payment Gateway accept all types of business or online businesses?
Of course, all forms of business and online businesses can experience the Bayarind Payment Gateway service. However, we can and have the right to refuse to cooperate with businesses that sell illegal drugs, counterfeit or pirated products, as well as gambling
Does Bayarind Payment Gateway have a guarantee/financial security guarantee for my business?
Bayarind Payment Gateway is equipped with Fraud Detection System, PCI-DSS, ISO 27001. Guarantees high standards of security for the convenience and security of your business and consumers
How much do I have to pay to experience the benefits of the Bayind Payment Gateway feature?
For account registration there is no fee, we only charge a fee for each successful transaction according to the payment method you choose. There is no setup fee, no monthly fee and no maintenance fee all free
Can your system accept payments from outside Indonesia in a different currency?
Bayarind can accept credit cards from all over the world in the currency of each country. The customer's card will be billed in Rupiah, but the transaction will be adjusted to the exchange rate based on the foreign exchange rate and the usual fees imposed by the respective issuing bank
How can I do transaction monitoring?
Bayarind provides a SINGLE DASHBOARD, where you can monitor transactions using only one dashboard with all the services you use
How do I check failed customer transactions?
You can check on the dashboard that we provide, there will be a failed statement on each transaction. If it's still unclear, you can directly chat live with our team on this website
Can the transaction be refunded?
For credit card payment, you can complete the full and partial refund process through the dashboard. As for other payments, you can directly process the refund to the customer's account directly according to the procedure from each merchant
What is Fraud?
In the world of online payments, fraudulent transactions are commonly referred to as unauthorized or illegal transactions. This usually occurs in credit card payments, where someone makes a transaction using someone else's card while the original card owner does not know the transaction. Currently, those who carry out fraudulent transactions are usually called fraudsters where these fraudsters will use card information to buy goods/services for their own benefit
How does Bayarind protect our business from Fraudsters?
Bayarind has a fraud detection system, which checks every transaction to detect transactions made by fraudsters. Our FDS system provides protection against fraudulent transactions, but still balances it so that other transactions remain maximally successful
What is FDS Bayarind?
FDS, or Fraud Detection System, is an integrated system directly embedded within the payment system to prevent potential suspicious transactions as a second layer of protection before transactions are charged to the bank. FDS utilizes a combination of rule-based engines and machine-learning algorithms. Our rule-based schemes are developed based on prevalent fraud patterns in each industry and are continuously updated based on fraud trends.
What is the risk of the Payment Gateway service?
- Service risk 1. With transactions without showing the card, merchants are expected to be at risk of receiving fraudulent transactions. In the realm of credit cards, a transaction is considered fraud if it is not carried out by the legitimate owner of the card or if the cardholder does not authorize the transaction.
1.2 Misuse or leakage of transaction data.
What do I need to register?
You only need to prepare some legal documents that state the data about you & your company, such as:
Photocopy or scan of ID (KTP / Temporary Stay Permit / Passport)
Photocopy or scan of NPWP - Taxpayer Identification Number
Some payment channels require additional legal documents (such as Company Deed, Company Business License/SIUP, TDP, etc)
How do I set up the Bayarind Payment Gateway?
Bayarind Payment Gateway can be integrated in a few simple steps, without any hassle. To find out how to integrate a Payment Gateway on your site, click here. ( pg integration api link) To find out how to integrate Bayarind Payment Gateway in your Mobile App, click here. (pg integration api link) To integrate Bayarind Payment Gateway in Woocommerce (WordPress), Magento, Prestashop, Whmos, OpenCart or any other CMS Plugin, click here. (pg integration api link)
How can my account be used in the Production environment?
In accordance with applicable regulations, you have to do several steps to be able to activate your account to production
How long can my production account be active?
Our team will verify a maximum of 2 working days after you have done the documents and testing stage
How can I contact the Bayarind sales team?
For further questions regarding our products, please contact caren@bayarind.id payind.id email or you can chat live on our website
If my registration is rejected, can I re-register?
Your application may be rejected due to incomplete or incorrect documents. If you want to re-register. Please ensure that your documents are complete and that your business profile/e-commerce website displays your business products and services to assist our team with verification
Want to know more about the Bayind Payment Gateway?
Ask a question now and our team will contact you within 1x24 Hours to provide all the information you need
Contact Us
021 – 27899978
caren@bayarind.id
Consumer Complaints Service
DIRECTORATE GENERAL OF CONSUMER PROTECTION AND COMMERCIAL ORDER MINISTRY OF TRADE OF THE REPUBLIC OF INDONESIA
Address
:
Building 1, 3rd Floor, Jalan M.I Ridwan Rais No. 5, Central Jakarta 10110